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My being independent means more options for you.

As an independent insurance agent, Cathy works for YOU , not any given insurance company.  This allows her to shop the multiple options available and bring them directly to you.


Are you eligible for Medicare or turning 65?   

Are you still working?  

Maybe you are eligible and your spouse/partner is still working...should you stay on their benefits or go on Medicare?  

Should you get a Medicare Advantage Plan or a Medicare Supplement policy or do you need to get a separate Prescription Drug Plan (PDP)?

When Life Changes can help you get through the  maze.   

Long Term Care

Do you know someone that has needed care for an extended period of time and didn't have a plan?    Cathy will help you put a plan together,  that will give you peace of mind and fit within your budget.   Insuring yourself with Long Term Care Insurance has proven to be the most generous gift you can give your loved ones.  

Have you applied for Long Term Care Insurance and been declined, Cathy has a solution for you.

Life Insurance

Life Insurance can be many things to many people. 

Future savings for a new baby.

Pay off a mortgage in the event of an untimely death.

Provide an income source at retirement.

And many, many more.

Disability Income

If you were injured or became ill and unable to work, how would you pay your bills?   

Would your family be able to go on the way they are accustomed to?    

With Disability Income Insurance or  Critical Illness  Insurance you will have financial comfort allowing you to relax and get better without added unnecessary stress.

Advisors...Do you need a CE Monitor?

Cathy is an approved NYS CE Monitor.    If  your license is renewing and you need to complete your CE,  just let me know and we will get together as quickly as we can at a mutually convenient time.

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